作者:扁戏杜邓 来源:原创 时间:2026-08-26 阅读:9818387 次

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四大行优化中小微及服务业贷款贴息政策_我的网站

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A |             25日,工商银行、农业银行、中国银行、建设银行四家国有大型商业银行就中小微企业贷款贴息及服务业经营主体贷款贴息政策的最新优化情况发布公告。

B |     (ECNS) -- Rural cafés are emerging across Hunan Province, combining coffee with local landscapes, cultural activities and tourism services to create new leisure options in villages.         Unlike traditional sightseeing-based rural tourism, these cafés integrate coffee with farming activities, handicrafts, reading spaces and outdoor recreation, attracting urban visitors seeking leisure close to nature.    They also help revitalize idle rural houses, turning them into cultural venues and creating jobs for residents.    In Liuyang, Jiayou Café, converted from an idle rural house, generates daily sales of about 3,000 to 5,000 yuan ($420-$690), with revenue reaching around 10,000 yuan during weekends and holidays.    Owners said rural cafés are moving beyond selling coffee to offering rural lifestyles and experiences. Young entrepreneurs also have helped drive the trend while promoting villages through short videos and social media.    (By Helen Mo, intern Liu Shuangjing)                    。       在贴息金额上,单户中小微企业在单家机构可享受中小微企业贷款贴息的贷款规模上限由每年5000万元提高至7500万元;单户服务业经营主体在单家机构可享受服务业经营主体贷款贴息的贷款规模上限由每年1000万元提高至2000万元。       最新政策将符合条件的中小微民营企业的新发放流动资金贷款纳入中小微企业贷款贴息政策支持范围。

C | 对于2026年8月1日以来发放的、符合条件的中小微民营企业流动资金贷款,中央财政按照流动资金贷款本金给予年化1个百分点、期限不超过2年的贴息支持。       公告明确,本次贴息优化政策自2026年8月1日起施行。

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